INGREDIENTS

1. 1 (1 lb)canpinto beans, rinsed and drained
2. 1/4cupnonfat sour creamor light sour cream
3. 2-3teaspoonschili powder
4. 1/2teaspoonground cumin
5. 1/2cup shreddedfat-free cheddar cheeseor low-fat cheddar cheese
6. 1/4cup thinly slicedscallions
7. 1/4cup slicedblack olives
8. 2tablespoons finely choppedjalapeno peppers (optional)

DIRECTIONS

1. Place the beans, sour cream, chil powder and cumin in a food processor or blender; process until smooth.
2. Spread the mixture over the bottom of a 9-inch glass pie pan.
3. Top with the cheese, followed by the scallions, olives and jalapenos.
4. Serve at room temperature or hot.
5. If using a microwave oven, heat on high (100 percent power) for 5 to 6 minutes or until the edges are bubbly and the cheese is melted.
6. If using a conventional oven, bake at 400 degrees for 20 minutes.
7. Serve with reduced fat tortilla chips.