INGREDIENTS

1. 1 3/4cupsall-purpose flour
2. 2tablespoonssugar
3. 1 1/2teaspoonsbaking powder
4. 1/2teaspoonsalt
5. 1/4teaspoonbaking soda
6. 1/3cup coldbutteror margarine
7. 1cupbuttermilk
8. 1cup shreddedcheddar cheese(4 ounces)
9. 1cup diced peeledapples

DIRECTIONS

1. In a bowl, combine the first five ingredients.
2. Cut in butter until mixture resembles coarse crumbs.
3. Stir in buttermilk just until moistened.
4. Gently fold in the cheese and apples.
5. Turn onto a floured surface; knead 10 times.
6. Pat into a 9-inch circle.
7. Cut into eight wedges.
8. Separate wedges and place on a greased baking sheet.
9. Bake at 450 degrees for 12-15 minutes or until golden brown.